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Katy, Texas, Houston metro

Katy, TX real estate guide.

Fast-growing master-planned community area west of Houston with school-zone context, large new-construction inventory, and significant relocation interest.

Quick answer

What should I compare before buying in Katy, TX?

Fast-growing master-planned community area west of Houston with school-zone context, large new-construction inventory, and significant relocation interest.

School zoning runs primarily through Katy ISD. CGP Realty Group represents buyers, sellers, and investors across Katy with multilingual service in English, Vietnamese, Mandarin, and Cantonese. Start with a 15-minute call to see whether Katy offers homes that match your plans.

Katy market

Katy market snapshot.

As of Mid-2026.

Source: HAR Katy-Southwest geomarketarea MLS data, June 2026Archive snapshot; verify current HAR data before quoting.

  • Median sale price
    ~$568,000
  • Price per sq ft
    ~$183
  • Avg days on market
    ~39 days
  • Inventory level
    Balanced
  • Buyer demand
    Balanced

A balanced market in mid-2026 — about 4.6 months of inventory, listings up ~12% year-over-year, and homes taking ~39 days to sell. Steady relocation demand with new-construction supply keeping prices in check. Refresh after the next HAR drop.

What to compare in Katy

Compare resale homes and new construction, including builder incentives, HOA fees, and the full monthly ownership cost.

Katy price bands

Wide spread. Cinco Ranch and Cross Creek Ranch sit in established premium tiers; newer communities like Cane Island offer different price points.

Katy schools

Katy ISD covers most of Katy. School ratings vary meaningfully by attendance zone, so verify the specific school assignment at txschools.gov.

Katy commute

I-10 west to downtown Houston. Westpark Tollway is a faster alternative for many. Energy Corridor employment reduces commute for many residents.

Property types in Katy

Single-family across master-planned communities. Townhome options in some areas. Limited true rural inventory.

Questions to ask before buying in Katy

  • Which community has homes, costs, and amenities that fit your plans
  • What's the HOA reserve study saying about future special assessments
  • How is new construction affecting resale comps in this neighborhood
  • What's the school zoning specifically, even within Katy ISD it varies
  • What's the timing on completing community amenities (if buying new)

Working with a Katy realtor

CGP Realty Group covers Katy as part of our Houston-metro service area. We'll review recent comparable sales and help you find address-specific property and district information in Katy. Work with us in English, Vietnamese, Mandarin, or Cantonese, with the same service, responsiveness, and pricing in every language.

Download the Katy guide

We publish a full Katy buyer guide as a PDF: current price bands, school zoning, commute times, and the questions worth asking before you write an offer. Get the Katy guide →

Inside Katy

Compare subdivisions.

A search in Katy can cover several communities. Compare their housing, prices, and features below.

  • Cinco Ranch

    Established · Master-planned · Premium tier

    Typical price:
    Typical: $400K–$800K+
    Schools:
    Katy ISD — verify the attendance zone

    Buyers wanting an established master-planned community with mature amenities and a deep resale market.

  • Cane Island

    Newer · Lake-centered · New construction

    Typical price:
    Typical: $400K–$900K+
    Schools:
    Katy ISD — confirm the zone

    Buyers prioritizing new construction, lake amenities, and builder warranties over an established feel.

  • Cross Creek Ranch (Fulshear comparison)

    Newer master-planned · Lamar CISD · Premium

    Typical price:
    Typical: $450K–$900K+
    Schools:
    Lamar CISD primarily — different tax structure than Katy ISD

    Buyers comparing premium newer communities and comfortable straddling the Katy/Fulshear line.

Katy questions

What buyers ask about Katy.

  • How do I check school assignments in Katy?
    Confirm the district and assigned campuses for the exact address directly with the district. Community names do not establish attendance zones. Review campus information at txschools.gov and ask about proposed boundary changes.
  • How much does a home cost in Katy, TX?
    In Katy's southwest submarket the typical home sold around $570,000 in mid-2026 (per HAR), at roughly $183 per square foot, and prices have risen steadily since 2021. Established communities like Cinco Ranch and newer ones like Cane Island span a wide range, so the headline figure hides real spread — let's look at comps in the specific community you're considering.
  • What's the realistic commute from Katy to Houston?
    I-10 (the Katy Freeway) is the main route downtown, with the Westpark Tollway a common faster alternative for many submarkets. Many residents work in the Energy Corridor and skip the longer downtown drive. At rush hour, downtown can run 35–60 minutes depending on which part of Katy you're in.
  • Is Cinco Ranch or Cane Island better?
    Cinco Ranch is the established, largely built-out master-planned community with mature amenities and a deep resale inventory; Cane Island is newer, lake-centered, and heavier on new construction. The trade-off is established-and-mature versus new-build-with-warranty. School zoning differs by exact address, so check the attendance zone, not just the community name.
  • Do homes in Katy flood?
    Parts of Katy saw flooding during Hurricane Harvey, including some areas affected by Barker Reservoir operations. Flood-zone status varies street by street, even within the same community. Always pull the address-specific FEMA flood map and ask about Harvey water levels before committing.
  • How do MUD taxes work in Katy's master-planned communities?
    Most Katy master-planned communities sit in Municipal Utility Districts (MUDs), which add a separate line to your property tax to fund water, drainage, and roads. MUD rates vary materially between communities, and Katy spans both Katy ISD and Lamar CISD tax structures. Confirm the combined effective tax rate for your specific address — it matters more than purchase price alone.

Keep reading

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